60
fair

Cleo: $250 Fast Cash Advance | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
0 Points Past 30 Days
Category: Finance
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30-Day Trend
 
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Android unitQ Score
Android User Feedback
55%
Android
417 Reports
iOS unitQ Score
iOS User Feedback
45%
iOS
340 Reports
User Feedback
45%
iOS
340 Reports
55%
Android
417 Reports
Cleo: $250 Fast Cash Advance - Latest Quality Issues
Android
Mar 1, 2025
A complete ripoff. Stole$15 from me
Android
Mar 1, 2025
A nightmare, You cannot get your money back once you add it to your card. She is a joke. Her financial solutions to everything was to borrow more money, which she puts on your card and then you owe her the amount borrowed but it's on a card and you can't access it. At that point she suggested I borrow more money. as fast as I could I went and cut any ties to Cleo the sleezo. Beware ⚠️
Android
Mar 1, 2025
Too high interest ...I borrowed 75.00 n repay was almost 94.00 plus monthly 5.99...now that's ridiculous..by cleo
Android
Mar 1, 2025
This app says it won't withdraw your funds UNLESS you have the full amount, but I'm now -$500 because it turns out that was a lie. The last time I did this, it didn't withdraw, but now suddenly, it does. Also the option to pay it back in payments? That TOO was also a lie. They will ALWAYS withdraw the full amount whether you check that off or not. Unbelievably stupid money lending app. If I could give this app 0 stars, I would.
Android
Mar 1, 2025
Absolutely the worst do not use them they took the subscription out of my checking about 3 times in a 2 day span. I showed them proof and they told me basically owell.
Android
Mar 1, 2025
They have me repaying in 1 week I just got the advance I have paid every month on time and now they will not allow me to repay KNOWING I'M ON A MONTHLY INCOME ALL OF THESE MONTHS I HAVE USED THIS APP WITH NO PROBLEM BUT NOW THEY'RE CAUSING A PROBLEM FOR YOUR ACCOUNT TO BE IN THE NEGATIVE I DID NOT SET THE DATE TO REPAY YOU IN ONE WEEK IT MAKES NO SENSE IF I RECIEVE INCOME ONCE A MONTH THE WAY YOU HAVE GOTTEN YOUR PAYMENT
Android
Mar 1, 2025
I cancelled and they still charge me
Android
Mar 2, 2025
Cleo is a complete scam. Sure they will lend you a few bucks. But first they make you pay them. Then charge you ridiculous Interest. Then the money they lend you goes to there credit card. So you can't use it tell you get the card. They are 100% taking advantage if good people the find themselves in a tough spot.
Android
Mar 2, 2025
Poor cash advance takes your payment you expecting a certain amount only to get way less than led to believe
Cleo: $250 Fast Cash Advance - Product Description
Get up to a $250* cash advance with an AI money coach you can actually talk to. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments.

AI MEETS MONEY

Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death).

Want to know how much you spent on takeout last month? Just ask Cleo… maybe this will be what finally gets you to stop overspending.  

GET UP TO A $250 CASH ADVANCE*

Dump your overpriced overdraft and get a quick spot from Cleo instead. Cleo’s up to $250 cash advance has:

- No interest (APR)
- No credit checks
- No late fees
- No direct deposit required 

SAVE WITHOUT STRESS

Hide your money from yourself with mindless savings tools, like: auto save, round up, swear jar, and set & forget.

BUDGET WITHOUT FEELING RESTRICTED

Build a personalized budget (with room for iced coffee). Cleo uses Plaid to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders.

BUILD CREDIT (WITHOUT A CREDIT CARD)**

Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with:

- 0% APR
- Cashback on everyday spends
- Cash advance
- Credit score coaching
- $1 minimum deposit

ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY***

Don’t wait until payday. Unlock your earnings early by setting up direct deposits.

LEGAL STUFF

*Eligibility requirements apply

**Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.

***Cleo is not a bank. Direct deposit banking services provided by Thread Bank, Member FDIC. Early access to direct deposit funds not guaranteed, timing may vary.

Learn more about how we share your data here: https://web.meetcleo.com/page/privacy-policy
Cleo uses bank-level SSL encryption to protect your data and your deposits.
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