69
fair

MoneyLion: Go-to Money App | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
7 Points Past 30 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
76%
Android
458 Reports
iOS unitQ Score
iOS User Feedback
24%
iOS
145 Reports
User Feedback
24%
iOS
145 Reports
76%
Android
458 Reports
MoneyLion: Go-to Money App - Latest Quality Issues
Android
Dec 18, 2024
This app was great when I had no money. But today I go to log in and it wouldn't let me I call customer service and the lady was helpful but she said they canceled my account and she couldn't tell me why. I paid on time and I never missed my pay date. I don't trust this app anymore
iOS
Dec 18, 2024
Decent Cash Advance, HORRIBLE Customer Service
The cash advance feature is decent and cheaper than most other apps but the customer service is virtually non existent. If you manage to find a way out of the robot message loop, you'll talk to someone just to have your issue still unresolved a week later. I won't even bother calling them again because again, it's too difficult to get someone on the line and they won't help you. The online chat is useless because they'll immediately tell you that you have to call them for help. So if you start having issues, do yourself a favor and jump ship.
iOS
Dec 18, 2024
Fees/ tips
Your allowance maybe up to a certain amount but the max it lets you borrow each time is 100 . Then there's a transfer fee . Then it asks if you want to tip . If need to borrow $200 I have to go through the same steps per $100 . If I tipped on the first I don't tip on the second - think it's crazy you guys automatically set the tip to $10 on the next page - this happens whether you tip or not . You can change it but be sure to catch it . I borrowed $700 and had to pay 900 back due to the fees and tips that I didn't catch prior to submitting
Android
Dec 18, 2024
I like the way it's set up and all, however I'm trying to open an account and I get the option to have a code text to my phone. And unsurprisingly it never ever comes. I've tried every week for a month and I guess I have to give up on Money Lion. That sucks because it looks like a promising, helpful application.
Android
Dec 18, 2024
My experience as a whole has been terrible. I thought this was going to be a lifesaver for right in time for the holidays but its legit been a nightmare. Yes I was able to get fast cash. Then as soon as I had a direct deposit into my account they froze everything. And my dummy self didnt write down my password and I have tried multiple times to have moneylion send my an email reset and I guess because my account is frozen they wont send me a reset link. So im locked out and they have my money.
Android
Dec 19, 2024
worse app ever used keeps saying i have another account but it's in email I'm using won't let me do anything
Android
Dec 19, 2024
sends you to multiple different sites that will not approve you. also will receive a bunch of spam text and emails from fake lenders after you put your info on this site. would not recommend using.
Android
Dec 19, 2024
for some reason I'm not allowed to use the services. it tried to say I don't match my driver license but won't let me retry. waste of time.
Android
Dec 20, 2024
Since I signed up for this app it won't let Me login 😭 I've tried 7 times and it still won't 😡
MoneyLion: Go-to Money App - Product Description
The only money app you need. MoneyLion is an all-in-one finance app with mobile banking and personal finance resources. Get cash advances up to $500, compare offers for personal loans, and auto-invest to reach your goals.

Discover easy money tools, tips, and offers for every money moment. Get a loan to help build credit as a Credit Builder Plus member. Get paid early (up to 2 days)² with RoarMoney℠. Access fast cash with an early paycheck and use Instacash℠ cash advances for extra money when you need it. Get money tips on the Discover feed to live your best money life.

Control your finances today with MoneyLion.

Online banking that gives you more
- Get paid early (up to 2 days) with RoarMoney direct deposit²
- Gain fast rewards up to $500 per qualifying purchase with Shake 'N' Bank⁴
- Get cash easily with no fee at 55,000+ Allpoint ATMs⁵
- Use Round Ups³ to invest spare change with eligible credit or debit card purchases

Extra cash with Instacash
- Get money in minutes (up to $500) with a 0% APR cash advance¹
- Quick cash advance available with no credit check or interest
- Cash advance increased limit (up to $1,000¹) with a qualifying recurring direct deposit

Personal loan offers on MoneyLion Marketplace⁶
- Need to borrow money? Get matched with partner loan offers
- Compare offers for personal loans, small loans, and online loans
- Top high yield savings account and loan refinancing offers

Credit Builder Plus
- Membership ($19.99/mo) will grant access to a Credit Builder loan of up to $1000 and exclusive services
- Help save, build credit history, and view your credit score

MoneyLion is not affiliated with other money apps, loan apps, or cash advance apps such as Chime, Dave, Cash App, Credit Karma, Beem, Chase, Varo Bank, Possible Finance, Earnin, SoFi, Cleo, or Brigit

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

5 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

6 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 7 years. All loan offers on the MoneyLion marketplace require your application and approval by the lender. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
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