Quality degradation at MoneyLion: Go-to Money App  
Users report higher volume of Quality Issues than usual
76
good

MoneyLion: Go-to Money App | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-10 Points Past 30 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
62%
Android
471 Reports
iOS unitQ Score
iOS User Feedback
38%
iOS
287 Reports
User Feedback
38%
iOS
287 Reports
62%
Android
471 Reports
MoneyLion: Go-to Money App - Latest Quality Issues
Android
Mar 28, 2025
haven't won squat
iOS
Mar 28, 2025
Misinformation, No Rewards
App claims you can download Games and earn rewards, but that is not true. Games do not link to this app like they state, and customer service doesn't do anything to fix this. Perhaps this app only works, If you are looking to borrow money.
iOS
Mar 28, 2025
Not what it seems
This app is not what it seems, they have me taking money from a subscription that doesn't help me at all I'm trying to enter and I can't
iOS
Mar 29, 2025
Instacash scam
Today I noticed there's $40 deposit on my checking account that says Instant pmt moneylion instacash, I received an email from them asking me to pay them back $49.99, obviously there was an error on their end, however I tried reaching out to them but they don't care! Be aware guys
iOS
Mar 29, 2025
Predatory
Way better options out there, for free. Moneylion charges fees on every move you make plus a membership fee for the privilege to charge you more.
iOS
Mar 30, 2025
I got scammed
As soon as I paid my 2nd installment loan my account got closed I have screenshots and all of missing deposits I'm going to have to sue this is ridiculous
iOS
Mar 30, 2025
Why even add the games for $
All of the games in the app have unreachable goals within the time frame if your gonna advertise games for money at least don't be a snake oil salesman
iOS
Mar 30, 2025
applies for credit/ loans without permission
^
iOS
Apr 1, 2025
Game error
Every time I try to play a game for cash a page pops up that says “This page is not available An error has occurred Please, come back again later”
MoneyLion: Go-to Money App - Product Description
The only money app you need. MoneyLion is an all-in-one finance app with mobile banking and personal finance resources. Get cash advances up to $500, compare offers for personal loans, and auto-invest to reach your goals.

Discover easy money tools, tips, and offers for every money moment. Get a loan to help build credit as a Credit Builder Plus member. Get paid early (up to 2 days)² with RoarMoney℠. Access fast cash with an early paycheck and use Instacash℠ cash advances for extra money when you need it. Get money tips on the Discover feed to live your best money life.

Control your finances today with MoneyLion.

Online banking that gives you more
- Get paid early (up to 2 days) with RoarMoney direct deposit²
- Gain fast rewards up to $500 per qualifying purchase with Shake 'N' Bank⁴
- Get cash easily with no fee at 55,000+ Allpoint ATMs⁵
- Use Round Ups³ to invest spare change with eligible credit or debit card purchases

Extra cash with Instacash
- Get money in minutes (up to $500) with a 0% APR cash advance¹
- Quick cash advance available with no credit check or interest
- Cash advance increased limit (up to $1,000¹) with a qualifying recurring direct deposit

Personal loan offers on MoneyLion Marketplace⁶
- Need to borrow money? Get matched with partner loan offers
- Compare offers for personal loans, small loans, and online loans
- Top high yield savings account and loan refinancing offers

Credit Builder Plus
- Membership ($19.99/mo) will grant access to a Credit Builder loan of up to $1000 and exclusive services
- Help save, build credit history, and view your credit score

MoneyLion is not affiliated with other money apps, loan apps, or cash advance apps such as Chime, Dave, Cash App, Credit Karma, Beem, Chase, Varo Bank, Possible Finance, Earnin, SoFi, Cleo, or Brigit

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

5 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

6 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 7 years. All loan offers on the MoneyLion marketplace require your application and approval by the lender. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
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