40
poor

Varo Bank: Mobile Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-5 Points Past 30 Days
Category: Finance
Work at Varo Money inc? Unlock additional insights
30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
Work at Varo Money inc? Unlock additional insights
Android unitQ Score
Android User Feedback
78%
Android
106 Reports
iOS unitQ Score
iOS User Feedback
22%
iOS
30 Reports
User Feedback
22%
iOS
30 Reports
78%
Android
106 Reports
Varo Bank: Mobile Banking - Latest Quality Issues
Android
Mar 29, 2025
I will never use this account again. Its my own fault. I failed to realize they charge $3.50 for out of network ATMs on top of my local ATM fee of $4-$6. After using Varos "find an ATM around me" feature there's not even one near me. None of my other accounts charge extra so I wasn't expecting that and now have shorted myself about $100 during the WORST time I could've ever made this error. I trusted Vero because I wanted something new, HUGE FAIL. 🤦🏼‍♀️
Android
Mar 29, 2025
trouble with unauthorized transactions from bogus websites funds being taken out of my account, and no way to cancel pending fraud transactions until they are paid out to scammers.no alerts no way to recoup money to my account until scammers have taken money they stole ,I have to try to contact merchant myself and they don't even exist they're bogus, frauds, and I have to wait until dispute can be filed and investigated, and decision made to get my money returned to my account. bills due!acct$0
Android
Mar 30, 2025
don't use the varo advance "tool" it's a setup... they let me work my way up to $500 advance, paid it back early every time, 15 times in a row, and then they went from $500 back to $75 for no reason. Nothing changed on my end... they just screwed me out of my rent money for next month. Smh.
Android
Mar 30, 2025
Don't bank with this company your account will be comprised and your funds will be stolen I just had 15,000 in tax returns deposited and lost due to this company
iOS
Mar 30, 2025
Not a good bank anymore
So it used to be a good bank for one they took Zelle away then when I would do a dispute in my regular account, I will get the money back within a day or two. I did a dispute in my account because somebody stole my card they gave me the credit, but won't release the money Until the dispute is done, which can take up to three months which I think is ridiculous. I think if they give you the credit for the dispute, it should go straight into your account like it does in the regular account because I need my money. It's not my fault. Someone stole my card so I will be leaving this bank.
iOS
Mar 31, 2025
Janky, don’t trust it
Kept prompting me to set up direct deposit, so I did… and then it still kept prompting me to set up direct deposit, and there's NO visibility in the app or web app into your direct deposit setup. Customer service was not helpful. Lots of 5-star reviews here, but if you read them many are actually negative/had bad experiences, yet show five stars, so that's suspicious, too. Go elsewhere.
Android
Mar 31, 2025
I can not access instant transfers can anyone help me
Android
Apr 2, 2025
I'll have to keep complaining. today is pay day. they didn't pay early but that's not a big deal. today is payday and I can't contact them via phone and now I can't log in. how CONvinient
Android
Apr 2, 2025
I want to give it 2.5 because it does half its job well: hold my money, give me a card I can use anywhere, and notify me of uses so I can prevent abuses. The half that lets me actually manage it, fill the card, monitor expenses, transfer btwn accounts? HAH! Logging in is impossible! It won't accept Uname or pw! To open, I have to *restart my phone* which somehow triggers biometrics. That's the only way! No other button, no other strategy works! *Full restart* to access the app. 🙄
Varo Bank: Mobile Banking - Product Description
Join the first all-digital bank in the country!

Varo Bank Account: Rated 4.5/5 stars by Nerdwallet
• Forget monthly fees and minimums
• Get paid up to 2 days early^
• Send and receive money fast and free with Zelle®^^
• Get a contactless Varo Bank Visa® Debit Card you can instantly lock in the app
• Access 40,000+ fee-free Allpoint® ATMs in stores like Target, CVS, and Walgreens^^^
• Instantly send money to anyone who uses Varo
• Track spending and account activity with instant alerts
• Link external accounts to see all your finances in one place
• Transfer money to and from external accounts

Varo Believe: Credit building*
• Get a credit building credit card with no minimum security deposit once you qualify
• Build credit with everyday purchases while avoiding runaway debt
• No Annual Percentage Rate (APR) and no annual fee

Varo Advance: Cash advance
• Borrow $20 - $250 once you qualify^^^^
• $20 advances have no fees
• Cover bills or any unexpected expenses

Cashback and partner offers
• Get up to 6% cashback when you use your Varo cards at select brands.**
• Take advantage of partner offers to save and earn even more

Varo Savings Account: Rated best online savings account by Newsweek
• Watch your money grow with a high-yield savings account
• Use automatic savings tools to save money effortlessly
• No minimum balance required to open an account, minimum balances to earn interest apply

Varo Security
• Get reimbursed for unauthorized transactions with Visa Zero Liability***
• Securely lock and unlock your debit card if you misplace it
• Your data is protected with advanced encryption, access control, secure processes, and audits

Download Varo today! Applying won’t impact your credit score.

^We give you access to your direct deposits from employer and government payers on the day we receive them, which is typically up to 2 days earlier than your scheduled pay date.

^^Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. There are no fees to send or receive money with Zelle® at Varo. Message and data rates from your mobile service provider may apply. Visit varomoney.com/zelle for eligibility and more information.

^^^There is no fee to use any U.S.-based Allpoint® ATM.  Varo charges a $3 fee for cash withdrawals at all non-Allpoint® (out of network) and all international ATMs. Additional third-party fees may be assessed by the ATM owner. All ATM fees will be charged to the Varo account used for each transaction.

^^^^Varo Advance is a small dollar line of credit. Qualifications apply, including direct deposits to your Varo Bank Account. Visit https://www.varomoney.com/cash-advance/

*Varo Believe is a secured credit card designed to help you build credit; however, a variety of factors impact your credit and not all factors are equally weighted. Building credit may take time and Varo Believe may be able to help when you consistently make on-time payments.

**Individual offers may vary. Automatically get cash in your Varo Bank Account every time you reach $5 in cashback. Cashback available on specific items or services purchased with your Varo Debit Card and Varo Believe Card at select brands.Offer details may vary, see the Perks tab for more details and current deals. The maximum Cashback that can be earned is fifty dollars ($50 USD) per calendar month.

***You must notify Varo Bank immediately of any unauthorized use. For specific restrictions, limitations, and other details, please contact Varo Bank.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

© 2023 Varo Bank, N.A. All Rights Reserved. Member FDIC.
The Varo Visa® Debit Card and the Varo Believe Card are issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.
Want to improve your unitQ Score by 20% within 30 days?
All intellectual property rights, including trademarks and word marks, are the property of respective owners