56
fair

Carbon: Mobile Banking & Loans | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
3 Points Past 30 Days
Category: Finance
Work at Carbon Finance and Investments Limited? Unlock additional insights
30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
Work at Carbon Finance and Investments Limited? Unlock additional insights
Android unitQ Score
Android User Feedback
80%
Android
144 Reports
iOS unitQ Score
iOS User Feedback
20%
iOS
36 Reports
User Feedback
20%
iOS
36 Reports
80%
Android
144 Reports
Carbon: Mobile Banking & Loans - Latest Quality Issues
Android
Jan 26, 2025
They keeping saying my NIN is incorrect which is correct and I don't know why, I hate that embarrassment
Android
Jan 26, 2025
I'm trying to open my carbon loan app is not open please help me resolve the issues
Android
Jan 27, 2025
I don't know why the loan option isn't working and I have been banking with you for over 4 years now.... once I clicked on the loan option I won't be able to access any page it's just gonna stop working.. I am really disappointed
Android
Jan 27, 2025
Good app doesn't offer loan even in tier 6
iOS
Jan 28, 2025
Criminal act
You guys are criminals why remove my money when you knw you wont grant the loan . God punish all of you
Android
Jan 28, 2025
Since I downloaded this app have not been able to access it 😭 it keeps stopping
Android
Jan 28, 2025
I cant understand, this carbon app, over 3year using the app to obtain loan and alway paying back, just this jan 2025, am unable to access there loan. All the while i have being using it, i was not told to upgrade to tier 4. There should be a provision for those customers that will not meet that requriment.
Android
Jan 29, 2025
First the so was awesome, but currently, the app does not start on my phone. It's been like this for months. It just opens and after displaying the splash screens, the app crashes. I use a Redmi 12C with Android 10. Please check and help us. Thank you
Android
Jan 29, 2025
Started using the app smoothly,but after a period of time now,the account is locked for unexplained reason
Carbon: Mobile Banking & Loans - Product Description
Access a variety of banking services, from high-interest savings to instant short-term loans for your urgent needs. Open a Carbon bank account in minutes and start living a better financial lifestyle. 
 
SPECIAL FEATURES
* Get loans ranging from ₦1,500 to ₦1m(Nigeria)
* Make repayments over a maximum of 64 weeks.
* Interest ranges from 1.75% - 30%, with an equivalent monthly interest rate of 1 - 21%.
* Annual Percentage Rate (APR) from 23% - 60.8%. No late fees or processing costs.
Example: For a 3-month loan of ₦50,000, Carbon charges 2% a month. With an APR of 24.3%, the total repayment amount after 90 days is ₦53,000.
Annual Percentage Rate (APR) from 23% - 60.8%. No late fees or processing costs.
Example: For a 3-month loan of ₦50,000, Carbon charges 2% a month. With an APR of 24.3%, the total repayment amount after 90 days is ₦53,000.
* Flexible tenors from 1 month to 6 months with the ability to make early repayments at any point in the tenor.
 
SEND MONEY FOR FREE 
Transfer funds to any bank at no extra cost, 30 times a month. It’s the highest around and our customers save N1,500 on transfer charges every month.
 
SAVE WITH HIGH INTEREST 
Don’t just keep your money in the bank. Create a savings plan and start earning up to 15% interest on your funds when it’s time to withdraw.
 
SHOP NOW, PAY OVER TIME
Buy items you love and need the most and pay in small, equal installments, at 0% interest.
 
RECEIVE CASHBACK ON LOANS 
Apply for up to N1 million and receive funds in your account within minutes. You also get up to 30% cashback on your interest when you pay in time.
 
GET A CARD YOU CONTROL 
The Carbon Visa card is your passport to freedom and security. Spend as you please on both online and offline channels. Freeze your account from anywhere if you notice irregular behavior. Set spending limits across channels.
 
SAY GOODBYE TO QUEUES 
Request a Visa card with just the tap of a button on your Carbon app and it would be delivered to your doorstep anywhere in the country.
 
INSTANT REVERSALS 
No panicking with a Carbon bank account. Receive instant reversals whenever transactions don’t complete.

GET IN TOUCH! 
Carbon (formerly Paylater) is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company. While we offer a service that is 100% automated, you can always reach us and learn more about our service via multiple support channels. We’d love to hear from you!
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