76
good

Credit One Bank Mobile | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-1 Point Past 30 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
78%
Android
924 Reports
iOS unitQ Score
iOS User Feedback
22%
iOS
256 Reports
User Feedback
22%
iOS
256 Reports
78%
Android
924 Reports
Credit One Bank Mobile - Latest Quality Issues
iOS
Mar 31, 2025
Worst credit card
Cash back is ridiculous, you get CENTS back after spending $1,000 with this card. It's not Apple Pay compatible to pay online. Go with capital one and do yourself a favor.
iOS
Apr 1, 2025
Annual fee is outrageous
$95 annual fee plus interest fee a month is too much.
iOS
Apr 1, 2025
Payment LAG!
I may have one of their worst or most basic credit cards. BUT there's no excuse for the delay they have on payments posting. Unless one pays their $8 fee, payments will take up to a week to post to my account if I use the “Standard Payment” option. They use of the app is fine, I've had the credit card for a couple years now. But I am considering cancelling it, or just leaving it at a zero balance and shredding the card. I wouldn't recommend it
Android
Apr 1, 2025
trash and a scam
Android
Apr 1, 2025
Closed my account without notification. I went to make a payment on my balance and it accepted. Today I check the balance and it looks fine but available credit was 0. i called an Indian guy who told me my account was closed on 3/20. i made the payment 3/27 and they accepted that on a closed account!!! very fishy scammy
Android
Apr 1, 2025
you can only do one expres payment a day and sucks
Android
Apr 2, 2025
credit one is JUNK. there "security" AI flags your card when used at speedway,shell,redroof inn, and even door dash AND if you have one decline the card will stop working for days. support lies to you alot even supervisors and managers. i filed complaints with bbb,ftc, and cfpb. one manager called me a lier about a message response sent that proof with my complaints. CREDIT ONE IF YOU TRY TO DEBT COLLECT I WILL SUE YOU FOR LOST WAGES AND PAIN AND SUFFERING YOU CAUSED ME TO LOSE 1500 IN WAGES FUQ
Android
Apr 2, 2025
update: 3/31/2025- My frustration was valid when i made this review. I'm less upset today...(How dare you NOT let me take a screenshot of the confirmation of my current payment. I have Every right to take one for my records and my own piece of mind..HOW DARE YOU!!)
Android
Apr 2, 2025
annoying to use
Credit One Bank Mobile - Product Description
Conveniently manage your credit card accounts with the Credit One Bank Mobile App. Schedule one-time or monthly automatic payments and view account activity, balances, payment history, offers, and more!

FAST AND SECURE ACCOUNT ACCESS 
Fast and secure sign-in with Face ID® and Touch ID® (available on capable devices)
Use Quick View to see a snapshot of your account without signing in

ENJOY ON-THE-GO ACCOUNT ACCESS
Schedule, edit, or cancel one-time payments 
Change your payment due date 
Check your balance and available credit, and view recent transactions or monthly statements
Access your Free Online Credit Score
Manage your profile and account settings 
Easily manage multiple accounts 
Enroll in paperless documents and statements to keep your account information secure and ensure important communications won't get lost in the mail

OFFERS & DEALS
View the latest offers and More Cash Back Rewards on purchases at participating merchants 
View exclusive credit card offers

STAY INFORMED
Easy access to Help & Support contact information 
View a full list of frequently asked questions and answers 
Choose how you get alerts, including mobile notifications, email, and text 
Set up notifications for important account activity, payment reminders, and special offers 
Get notified when rewards and exclusive credit card offers are available 
Receive alerts if fraudulent activity is suspected on your account
Want to improve your unitQ Score by 20% within 30 days?
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