good

Kikoff – Build Credit Quickly | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues

-3 Points Past 30 Days

Category: Finance

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30-Day Trend

Poor

Fair

Good

Epic

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Android unitQ Score

Android User Feedback

83%

Android
356 Reports

iOS unitQ Score

iOS User Feedback

17%

iOS
73 Reports

User Feedback

17%

iOS
73 Reports

83%

Android
356 Reports

Kikoff – Build Credit Quickly - Latest Quality Issues

Android

Feb 26, 2025

Won't let me verify at all and stole my information and now has multiple accounts impersonating me I want compensation

iOS

Feb 27, 2025

Paying them to report you paid

Deceiving app summary. You don't actually get access to any credit. They open that credit line and your payment is 15% of that credit line. Which they then report as paid on time. You're essentially just paying a company to give a monthly report that you paid on time. Money better used on paying down actual debt.

Android

Feb 27, 2025

Waste of money. And time. Didn't help at all. What a rip-off. Don't waste your hard earned money.

Android

Feb 27, 2025

Its a scam, they take your money but you will never see the account they claim to have extended you nor do they ever report. So you pay them for imaginary credit, there are already people looking into taking legal action so stay away!!

Android

Feb 27, 2025

it's been good so far. but I've tried to deposit money on the card. And it keeps saying an error with my network, and that I need to update the newest version of this app. And I haven't found that version and every time I try to update it. I can't seem to add money to the account. so what's up with that?????

Android

Feb 27, 2025

This company did more harm to my credit than good. When they failed to take the automatic payment on time and then didn't inform me of that failure, but instead reported it to the credit bureau. Do NOT recommend.

Android

Feb 27, 2025

Why would anyone use this tgere committing fraud yr making payments for nothing u bought 750 line isn't gonba generate no higher score

Android

Feb 28, 2025

Kikoff you took unauthorized $80 for a service i didnt order& made my score 100+ lower.I disputed & Paypal reversed the $80.Then you report me for non payment several times dropping my credit score from 650+ to 500.Then you take the $80 again!Authorized or not you took payment to provide a service to fix my credit, you havent done anything to fix it.Instead you made it A LOT worse.Are you gonna provide the service you took payment for?or issue me a refund?or do I report you?let me know asap thx

Android

Feb 28, 2025

I'm attempting to fix my credit but the creditors won't budge. They want their money. I really don't see the point. The concept is cool but it does nothing. I'm done paying into it

Kikoff – Build Credit Quickly - Product Description

If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. 

Purchase the Kikoff plan for just $5/month (with no additional fees or interest – yes, really). You’ll get a credit line reported to Equifax and Experian every month. Each on-time payment builds payment history, which helps your credit score! Whether you have a low credit score or no credit score, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.

How it works:
1. We lower your credit utilization with a $750 credit line. 

2. You make a purchase in the Kikoff store with that credit line, and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low).

3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.

Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.

Want to improve your unitQ Score by 20% within 30 days?

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