Quality degradation at M&T Mobile Banking  
Users report higher volume of Quality Issues than usual
28
poor

M&T Mobile Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-27 Points Past 30 Days
Category: Finance
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30-Day Trend
 
Poor
 
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Good
 
Epic
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Android unitQ Score
Android User Feedback
42%
Android
33 Reports
iOS unitQ Score
iOS User Feedback
58%
iOS
46 Reports
User Feedback
58%
iOS
46 Reports
42%
Android
33 Reports
M&T Mobile Banking - Latest Quality Issues
iOS
Dec 17, 2024
Awful end of 2024
App works maybe 20% of the time. Not sure what changed but it's I credibly frustrating to not be able to access your accounts
iOS
Dec 17, 2024
Worst banking app
Rarely works. More often than not, you'll get a message that says mobile banking is temporarily unavailable. It also logs you out constantly, disables your FaceID log on and forces you to enter user name and password, and is often very slow. I have the apps from other banks and a bunch of apps from credit card companies too; this is the worst one by far. It's like they hired the cheapest and worst developers they could find and then accepted an unfinished product.
iOS
Dec 17, 2024
Extremely unreliable
I have never seen an app be so unreliable when trying to log in. 3/10 times I'll go to login just to see a “temporarily unavailable” message. I have no problems with m and T itself but this app needs some serious reworking. Notifications are also so bad they aren't worth using. They work half the time and when they do it's information that was relevant days ago. And I meaning you have to log in to see the most relevant information anyways. Which you can't do a lot of the time. I don't know why it's that hard to pull the current Available balance in a notification. These have really made me consider switching if the app doesn't get some work done soon.
iOS
Dec 17, 2024
Switching banks
This will be the first time in history I am compelled to switch companies strictly for the fact that their app is unreliable. I use this app a lot, especially when I'm out Christmas shopping to keep an eye on transactions. It hasn't loaded now in 24 hours, making it so I have to call the automated system or locate a branch to check the balance at the ATM each time. Neither very convenient. I will be switching to a smaller brick and mortar as of this week.
iOS
Dec 17, 2024
“mobile banking is unavailable”
The app has had the error “mobile banking is unavailable” for 4+ months with no end in sight. I'm this close to changing banks because they continue to close branch's AND their app doesn't work.
Android
Dec 18, 2024
This is the worst bank, always a problem to login in the app, paychecks deposit by 8am in the morning, other banks shows the balance immediately your employer pays you. Always a problem with zelle.
Android
Dec 18, 2024
I don't understand how the app is never available in the morning when we need it. You had all night to do any updates! You make me sick, M&T! I will be leaving once I transfer my deposit to your company.
Android
Dec 18, 2024
Hit or miss if it even let's you sign in
Android
Dec 19, 2024
Not sure why, but having trouble with online deposits! Times out every time saying taking longer than 5 minutes and I know it isn't! Not happy!!
M&T Mobile Banking - Product Description
Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers. 

Access your Account Conveniently 
• See available balances, transactions, credit limits, and check images
• Estimate net worth, view cash flow, centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart

Bank Securely 
• Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
• Get notified with M&T Alerts through text, email, or app notification

Move Money Swiftly 
• Send money with Zelle®¹ to almost anyone with a bank account in the U.S.
• Deposit checks
• Use M&T Flash Funds™ to deposit qualifying checks with immediate availability²
• Transfer funds between M&T accounts or make M&T loan & credit card payments
• Pay bills with the confidence of our M&T Bill Pay Guarantee³

Manage your Card Easily 
• Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
• Add authorized users to your personal and business M&T credit cards
• View your M&T credit card rewards points and access your rewards account

Reach Us Readily 
• Call us, using any one of our contact numbers
• Search FAQs for help with questions
• Find the branch and ATM nearest to you

Disclosures:

¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
³To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details



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