61
fair

Sezzle - Buy Now, Pay Later | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
3 Points Past 30 Days
Category: Shopping
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30-Day Trend
 
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Android unitQ Score
Android User Feedback
60%
Android
205 Reports
iOS unitQ Score
iOS User Feedback
40%
iOS
137 Reports
User Feedback
40%
iOS
137 Reports
60%
Android
205 Reports
Sezzle - Buy Now, Pay Later - Latest Quality Issues
iOS
Jan 26, 2025
Almost great
This app is awesome on many levels, but the use anywhere version that I pay monthly for misses the mark when it comes to the perks. Sezzle spend should accumulate and not disappear every month. And the “$30.00 monthly bonus” gift is so out of line with what they offer that you never end up using it. They have your shopping info and track your favorite stores yet never seem to give you offers based on what you would actually buy.
Android
Jan 27, 2025
They are theives. They save your card and the app does not allow you to remove it. I was charged fees from them sometimes multiple a day until my bank turned off my debit card and changed check acct number. I was charged more than I even purchased from them these charges they charged my bank acct weren't being credit to my balance They are chsrhing random amounts daily Yet my balance with them isn't reflecting this only goes my regular payment. I filed a complaint bank, BBB, PA Attorney General
Android
Jan 27, 2025
It's not really a good t my opinion. As a first-time user, I had my first payment yesterday, and I was informed that my payment was late when it wasn't. Apparently the way Sezzle is set up, if the payment system attempts to take the payment and is unsuccessful for whatever reason, in my case my debit card was locked at the time which is a safety feature of my bank with new accounts, and I wasn't aware of this at the time because I was asleep, Sezzle considers that as being late, which is BS!
iOS
Jan 27, 2025
Sparkle but not gold
Yes they help spread out payment. Have a failed payment and correct it they drop your spend limit.
Android
Jan 27, 2025
I am very disappointed in the app I made two orders which I pay in time and completely and instead of raising my limit amount I go down to the smallest. Delete the app I don't owe them anything. Very disappointed
iOS
Jan 27, 2025
Don’t bother
Had Sezzle for a long time (years) and never had a problem. I loved the virtual card and spend anywhere features. I was even paying for the premium. As I was going to make a purchase it asked me to verify my social security number. Didn't make sense because I was a long time consumer but nonetheless I entered. I kept getting the same response as I can't be verified. Emailed and called customer service with no help whatsoever. Customer service was difficult to understand. I don't think native English speakers so dialect is thick in most cases. She told me sometimes it does this just delete the app and try again. Deleted the app and still same result. She then said it was something with credit bureau but I called all 3 and there were no locks or freezes in place. Now after years of patronage I can no longer use the service. Never had an identity issue with Afterpay or Klarna. I just liked the features of Sezzle better but now I have no choice. Oh I'm not the only one with this problem. Just google Sezzle unable to verify social. Tons of articles and TikTok's to keep you entertained
Android
Jan 29, 2025
Love the ability to pay in App stopped working. Will not let me access it. Won't even open it when I try and open that app
Android
Jan 30, 2025
doesn't tell nothing about a late fee or charging the card more then once good you can split payments but upset about that part.
Android
Jan 30, 2025
There are way too many fees, and they're very punishing when you miss one on-time payment. It's not worth the subscription. I'm moving on to Klarna or Affirm as they are more upfront about the fees.
Sezzle - Buy Now, Pay Later - Product Description
Sezzle is the only Buy Now, Pay Later, that gives you the opportunity to build your credit while you Pay in 4 for your purchases. It's The Responsible Way to Pay™.

Why Sezzle will be your favorite Buy Now, Pay Later: 

Buy now and pay over time

Build your credit for free 

Easy rescheduling and budgeting 

Get access to exclusive deals 

BUY NOW. PAY LATER.

Experience the ultimate shopping flexibility with Sezzle, where you can split your purchases into 4 easy, interest-free payments. With Sezzle's instant approval decisions and no hard credit checks, you can start using Sezzle right away, worry-free. So why wait? Start enjoying the convenience of Pay in 4 with Sezzle today!

BUILD CREDIT

Make your payments count. Sezzle can help you build your credit for FREE with every installment by giving you the option to have your payment activity reported to major credit bureaus. This means that using Sezzle responsibly can improve your credit score over time. So, if you're looking for a smart way to build your credit while shopping, Sezzle is the perfect choice.¹

INCREASE SPENDING POWER 

Pay on time and your spending power will climb. Sezzle rewards responsible spending and repayment behavior, so the best way to increase your spending power is to use Sezzle consistently and always pay on time. Sezzle makes it easy to see how much you can spend, open the app and tap on a store to see your estimated spending power. 

PAYMENT FLEXIBILITY

Life can be unpredictable, but Sezzle is here to help. Sezzle helps you stay on top of your budget by sending reminders when upcoming payments are due and making it easy to reschedule payments² when money is tight. With the Sezzle app, you can manage all of your orders and payments in one place – anytime, anywhere.

BIG BRANDS

The Pay in 4 possibilities are endless! The Sezzle app makes it easier to shop big brands like Amazon, Walmart, Target, and thousands more. Whether you’re shopping for yourself or someone else, online or in-store, Sezzle offers more ways to Pay in 4 than ever before.


¹Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Sezzle is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The Sezzle BNPL program and related services will not remove negative credit history from your credit report. Sezzle will report your activities to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada.

²Payment reschedule eligibility and fees vary by state.
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