Quality degradation at Borrowell: Credit Report  
Users report higher volume of Quality Issues than usual
74
good

Borrowell: Credit Report | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-6 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
58%
Android
38 Reports
iOS unitQ Score
iOS User Feedback
42%
iOS
27 Reports
User Feedback
42%
iOS
27 Reports
58%
Android
38 Reports
Borrowell: Credit Report - Latest Quality Issues
Android
Apr 28, 2024
Was average until a week back when it started reporting I didn't have any credit limit. Not a very trustworthy app, lots of attempts to sell services but doesn't provide a lot of basic reporting information.
Android
Apr 29, 2024
You guys have lots of cosmetic bug. I am clicking MBNA card link and it openig CIBC card. Under the CIBC card there is BMO card description. Soft inquiry displaying as hard inquiry. Not sure how legit it is. In my credit score, there is 100 point difference between you and other Agency.
iOS
Apr 29, 2024
They steal information
They would take you to third party browser which isn't secured so be careful
Android
May 1, 2024
Absolutely useless app. I started using my credit card in Aug 2023 and since then have made numerous transactions however this app could never update my credit score. I checked with my bank and I do have a credit history.
Android
May 1, 2024
Do not use this application unless you want to be provided Pre-Authorized products that are not and to pay for Rent Advantage that also does absolutely nothing. Used it for one year and only cause more issues.
iOS
May 2, 2024
add
pls add me insurance and bmo bank not showing my credit score
iOS
May 10, 2024
Not accurate
Your report is always not up to date.
iOS
May 10, 2024
Incredibly slow
Takes ages to log in and pull the score. Sits on a purple loading screen forever
iOS
May 11, 2024
Spam emails
This app has started sending "transactional" emails that are just telling you to open the app that you can't unsubscribe from. Terrible! I've blocked the address but this is so user hostile. Please stop!
Borrowell: Credit Report - Product Description
Borrowell's mission is to make financial prosperity possible for all Canadians. Your credit score plays an important role in whether lenders approve you for financial products, and the interest rates you can get. Borrowell was the first in Canada to offer free credit scores. Today, we're the only ones who offer a full Equifax Canada credit report updated weekly, for free. 



Get your free credit score and report in three minutes. Your credit card information and SIN are not required. Download the Borrowell app today.





FEATURES YOU’LL ENJOY





Monitor Your Credit Score

Access your credit score and credit report with Borrowell's easy-to-use app. Monitor your credit score anytime, anywhere, and receive alerts for changes to your score or credit report. Borrowell is the only app that provides free weekly updates with access to your full credit report.

Understand Your Credit Score

Gain insights into factors affecting your credit score, such as payment history, credit utilization,  credit history, credit inquiries, and average credit age, plus get personalized recommendations for building your credit history.





Get Personalized Financial Product Recommendations

Get custom product recommendations based on your credit profile. Find and compare auto loans, credit cards, bank accounts, insurance and mortgage rates from over 75 trusted financial providers like American Express Canada, BMO Canada, Capital One Canada, Fairstone Bank of Canada, Scotiabank Canada, EQ Bank, National Bank of Canada, Symple Loans and more. See your likelihood of approval before you apply for a loan or credit card. 



BUILD YOUR CREDIT HISTORY



Positive credit history, payment history and credit mix are factors that can contribute to a higher credit score. A higher credit score can give you access to more credit products like loans, credit cards and mortgages, and at lower interest rates. Potential landlords and employers may also check your credit score and report as part of your application process.



Borrowell Rent Advantage™ 

Borrowell Rent Advantage™ lets you build credit with the rent payments you’re already making, without landlord involvement. Report your rent payments on your Equifax Canada credit report to build your credit history, payment history and credit mix with your rent. Qualify for this product even with a low credit score. There are no hard credit checks, no hidden fees and no cancellation charges. 





Borrowell Credit Builder

Use Borrowell Credit Builder to build your payment history and diversify the credit mix on your credit report without taking on additional debt or needing a credit card. Your payments are made automatically through a pre-authorized debit agreement, so you never have to worry about missing a payment. There are no hard credit checks, no hidden fees and no cancellation charges.



SAFE AND SECURE



At Borrowell, protecting our members' information is our utmost priority. We use the bank level 256-bit AES encryption to keep your information safe.



BORROWELL AWARDS



Borrowell has received multiple awards:

Best Workplaces for Women, 2023

Globe and Mail Canada’s Top Growing Companies, 2022

Best Workplaces in Canada, 2022

LinkedIn Canada’s Top Startups, 2021



When you download and use the Borrowell app, you are agreeing to Borrowell's Terms of Use. https://www.borrowell.com/terms
Want to improve your unitQ Score by 20% within 30 days?
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